Religious Organizations Insurance

Work With Brokers Who Understand Your Responsibilities and Challenges

Faith-based nonprofits have significant responsibilities and risks—from public safety at home to mission work abroad. HUB brokers understand these challenges. We support your religious organizations insurance needs with cultural sensitivity, time-tested expertise, and strong relationships with the leading insurers of religious entities.

Over the years, we’ve helped denominational headquarters, religious orders, and individual houses of worship secure core protection against:

Tailored coverage for comprehensive protection

We recognize that every religious entity is unique. Our brokers excel at identifying and tailoring religious organizations insurance policies to fit your distinct needs, which could include:

Valuation and conservation of historic structures

Many religious entities own or occupy structures of historical, architectural, or artistic value. Through our alliances with property valuation experts, we can help match your insurance protection to the true value of your property. Our Risk Services consultants provide guidance on conservation strategies that will lower insurance costs and safeguard your buildings for future generations.

Inventory and valuation of fine art

Your religious organizations insurance extends to cherished fine art and religious artifacts. To insure them, we work closely with specialty appraisers. You’ll have the proper coverage for assets including ornamental ironwork, stained glass, statuary, pipe organs, tapestries, and precious metals.

Professional liability

Spiritual counseling is often an integral component of a religious leader’s ministry. When there are unintended consequences, we make sure you’re prepared with specialized protection for your organization’s counseling activities. We can also help you establish appropriate professional boundaries to reduce risk.

Sexual misconduct liability

Organizations that provide direct services to vulnerable groups—the elderly, people with disabilities, and youth—face risks associated with allegations of sexual abuse, molestation, and exploitation. While infrequent, claims can be devastating. Securing comprehensive coverage is the first step we take to protect your operations, reputation, and, most importantly, your staff and the population you serve. We also help reduce your risk through cohesive employee and volunteer recruitment, screening, training, and supervision policies and crisis response strategies.

Cemetery risks

Like most properties, cemeteries are vulnerable to vandalism, theft, fire, and weather events. Those who oversee cemetery operations, including cremation and interment, are vulnerable to claims that result from human error. Work crews are also at risk of occupational injury from power equipment and arboriculture. Our experts address all cemetery risks within your portfolio to tailor your religious organizations insurance.

Risk management services for peace of mind

We believe that even the simplest of structures and ministries deserve expert counsel and vigorous advocacy. That’s why we examine your complete risk landscape and develop a combination of practical risk management and cost-effective religious organizations insurance solutions. You have our expertise every step of the way: from valuating your treasured property to protecting those who depend on you for spiritual guidance.