CA | EN
Ensuring the adequacy of health insurance for international student athletes is essential to their successful onboarding and orientation to Canada. Our employee benefits teams will create a program customized to the unique needs of your student athletes, including:
In the context of intercollegiate sports, AD&D insurance typically covers athletes for accidental injury or death that occurs while participating in athletic events, practices or travel related to the sport. The specific coverage details and benefits of AD&D insurance for athletes will vary by policy, but commonly covered events include:
AD&D insurance can provide a safety net for athletes and their families in the event of a serious accident, helping to mitigate the financial impact. However, it's important to carefully review the details of a policy to understand what is and is not covered, as well as the limits of the coverage.
Schools and sports associations consider purchasing this insurance to provide an extra layer of protection for their students and members to assist with the financial burden that comes with accidental death or serious injury. In addition, an AD&D policy can be customized to meet the needs of the organization's risk. This means coverage can be extended to any class of individual named by the school or association, including volunteers.
Colleges and universities involved in organizing, sanctioning, directing or producing sports teams and athletic programs must ensure they have adequate insurance coverage. The primary purpose of general liability coverage is to protect the school against lawsuits alleging that the school and/or its members have been negligent, resulting in bodily injury.
Abuse policies can provide coverage for universities and other organizations that operate athletic programs against claims related to sexual abuse or molestation of athletes by coaches, trainers or other personnel. This insurance can help to mitigate the financial risk associated with such claims, including the cost of defending against a lawsuit, settlements and judgments.
At HUB we can facilitate introductions to third-party firms who can help organizations in their goal to provide a safe and supportive environment for athletes and help them mitigate the risks of harm.
As an athletic trainer, you work extremely hard to care for your student-athletes and teams. However, protecting your interests while performing your various duties and insurance is also essential. Therefore, we bring athletic trainers, as well as other fitness and rehabilitation professionals, comprehensive and affordable professional liability insurance. It is tailored to your needs and follows you wherever you practice. As a result, you can focus on your athletes while we protect your assets, license and reputation.
In the context of intercollegiate sports, D&O insurance typically covers directors, officers and other key personnel of a university's athletic department or intercollegiate sports organization for any claims that may arise from decisions or actions taken in their official capacity. This can include:
The specific coverage details and benefits of D&O insurance will vary by policy, but the purpose of the insurance is to provide financial protection to individuals in the event of a lawsuit or claim against them. By having D&O insurance in place, intercollegiate sports organizations can better manage the risks associated with running a sports program and ensure that their directors and officers are protected against the cost of defending themselves in court.
Staff and students traveling for school excursions face the risk of vehicle accidents, which can have devastating consequences. You need to make sure that you are protected from auto liabilities if you are using buses or vans with large numbers of passengers, or if your athletics program requires the use of students’ or employees’ vehicles. Our team can secure the right transportation insurance for your school and advise you on promoting vehicle safety. We have specialized expertise on organizational auto use policies, driver training programs and guidelines for fleet maintenance.
Every athletic department has varying risks and specialty needs. We can help with unique products and coverage options.
To keep your athletic department running smoothly so that you can focus on your teams’ performance, you need to work with specialists who understand the sports industry.
Our education insurance specialists bring a deep understanding of the needs of educational institutions and a holistic approach to risk, talent and reputation management.
Find out more