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Directors and Officers Insurance

Protect your executives’ ability to lead — and their personal assets.

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What is directors and officers insurance?

Directors and officers insurance (D&O) can cover your leadership’s defense costs and damages if they are named in lawsuits resulting directly from their decisions.

Who Needs D&O Insurance?

Private Companies
You may think that because you’re privately held or a family-run business, you’re not at risk. It’s time to think again. With exposures on the rise, any organization that has business relationships with customers and third-party suppliers is open to a lawsuit.

Nonprofit Organizations
Don’t wait for a lawsuit to happen — if you have an advisory board or committee, you run the same risks as private and public companies. And the mistake to go without directors and officers insurance can be costly and difficult to recover from.

Public Companies
If you have shareholders, you need directors and officers insurance. If shareholders feel misled by your leadership’s decisions, your company is at risk. With directors and officers Insurance, you give your leadership the peace of mind to act with confidence.

Coverage Features

Personal Asset Protection
Protect your directors and officers with coverage for monetary judgments and settlements stemming from negligence or breach of duty, loyalty or care to the organization.

Claims Protection
Guard your organization’s leadership against costly civil, criminal, judicial, administrative, regulatory, or arbitration proceedings.

Workplace & Employment Protection
Directors and officers insurance protects leadership if they are held liable for breach of fiduciary duty, failure to exercise reasonable care and employment-related suits that allege harassment, discrimination or wrongful termination.

Who Needs D&O Insurance?
Coverage Features

Private Companies
You may think that because you’re privately held or a family-run business, you’re not at risk. It’s time to think again. With exposures on the rise, any organization that has business relationships with customers and third-party suppliers is open to a lawsuit.

Nonprofit Organizations
Don’t wait for a lawsuit to happen — if you have an advisory board or committee, you run the same risks as private and public companies. And the mistake to go without directors and officers insurance can be costly and difficult to recover from.

Public Companies
If you have shareholders, you need directors and officers insurance. If shareholders feel misled by your leadership’s decisions, your company is at risk. With directors and officers Insurance, you give your leadership the peace of mind to act with confidence.

Personal Asset Protection
Protect your directors and officers with coverage for monetary judgments and settlements stemming from negligence or breach of duty, loyalty or care to the organization.

Claims Protection
Guard your organization’s leadership against costly civil, criminal, judicial, administrative, regulatory, or arbitration proceedings.

Workplace & Employment Protection
Directors and officers insurance protects leadership if they are held liable for breach of fiduciary duty, failure to exercise reasonable care and employment-related suits that allege harassment, discrimination or wrongful termination.

Not all Directors and Officers Policies are Created Equal

Business owners often underestimate how exposed their executives and board of directors may be to the threat of lawsuits, which can also target personal assets. Watch to understand what should be considered to make sure you have complete protection.

Did You Know?

26% of private companies experienced a directors and officers insurance liability claim in 2016.*

*2016 Private Company Risk Survey, CHUBB Limited, Chadwick Martin Bailey

One Size Does Not Fit All

You need a robust directors and officers insurance policy that will provide protection for both your company and your leaders. We’ll work with you to provide a tailored program with customized coverage that is designed to work with other liability insurance policies you have.

Avoid directors and officers claims denials by understanding these best practices.

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