High Net Worth Individuals & Families
High Net Worth Individuals & Families
Protection for what matters most and the freedom to pursue your desired personal, professional and business goals.
We understand your unique needs and risks.
Whether you own multiple homes and vehicles, or collect art and antiques, or travel to exotic locations, our insurance and risk management experts specialize in developing tailored solutions to protect your family and lifestyle today while anticipating your needs and guiding you through tomorrow.
Our Personalized Service Model
Managing personal risk goes well beyond recommending insurance coverage. HUB offers comprehensive protection for high net worth family and estate assets. Our approach to managing risk is demonstrated by years of industry-leading performance in tailored risk and insurance solutions.

- Review client needs & understand risk philosophy
- Gather information and collect data
- Analyze client's existing program vs. needs
- Research solutions and design program
- Develop presentation

- Provide high level risk analysis
- Conceptual Solutions (e.g. program design, proposed carriers, etc.
- Confirm elements of program design
- Confirm service team
- Present summaries of insurance & contracts
- Establish client service calendar

- Prompt, responsive, world-class service
- Proactive communication on salient risk and insurance issues
- Discuss changes and ensure that risk are identified and addressed
- Recommend and confirm changes in coverage, premiums, and policy terms
Tailored insurance and risk management solutions
Specialized expertise in insurance and risk management services that meets you and your families’ needs.
-
Homeowner’s Insurance
Homeowner’s insurance protects you and members of your household from getting sued for bodily injury or property damage. Contact a HUB advisor today to learn more.
-
Flood Insurance
Flood damage is not covered by a traditional homeowner’s policy and is the most common natural disaster that threatens your home. Make sure you’re protected!
-
Earthquake Insurance
You never know when disaster can strike. Earthquake insurance provides coverage beyond the standard homeowner’s insurance policy.
-
Condo Insurance
Ensure that you are insured for updates made to your condo by previous owners. Contact a HUB condo insurance advisor to create a custom condo insurance solution.
-
Travel Insurance
Purchase travel insurance to ensure that you are protected in case of cancellation. Contact a HUB advisor to get a travel insurance policy quote today.
-
Jewelry Insurance
If you own jewelry, a standard homeowner’s policy may not provide adequate coverage. Contact a HUB advisor to find the right jewelry insurance for you today.
-
Fine Arts Insurance
The right fine arts insurance coverage can protect your art, collectibles, and antiquities from loss or damage due to theft, fire, accident, shipping and more.
-
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.
-
Auto Insurance
You face a lot of risks on the road. Insurance shouldn’t be one of them.
-
Boat, Yachts & Personal Watercraft Insurance
Whether you own a sailboat, luxury yacht or something in between, HUB's experienced brokers can help secure customized boat insurance to accommodate your unique needs.
-
Aviation Insurance
Our experienced brokers can help secure the right aviation insurance coverage for your aircraft.
-
High Net Worth Life Insurance
Leave a lasting legacy and protect your loved ones’ financial future with high net worth life insurance coverage.
-
Directors and Officers Insurance
Attract & retain top talent by offering board members and officers protection through directors and officers insurance. Learn more about D&O insurance options!
-
Farm and Ranch Insurance
When it’s your business & your home, you face a risk of personal & commercial exposure. We can help protect your livelihood with farm and ranch insurance.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
-
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.
Property & Liability Services
-
Homeowner’s Insurance
Homeowner’s insurance protects you and members of your household from getting sued for bodily injury or property damage. Contact a HUB advisor today to learn more.
-
Flood Insurance
Flood damage is not covered by a traditional homeowner’s policy and is the most common natural disaster that threatens your home. Make sure you’re protected!
-
Earthquake Insurance
You never know when disaster can strike. Earthquake insurance provides coverage beyond the standard homeowner’s insurance policy.
-
Condo Insurance
Ensure that you are insured for updates made to your condo by previous owners. Contact a HUB condo insurance advisor to create a custom condo insurance solution.
-
Travel Insurance
Purchase travel insurance to ensure that you are protected in case of cancellation. Contact a HUB advisor to get a travel insurance policy quote today.
-
Jewelry Insurance
If you own jewelry, a standard homeowner’s policy may not provide adequate coverage. Contact a HUB advisor to find the right jewelry insurance for you today.
-
Fine Arts Insurance
The right fine arts insurance coverage can protect your art, collectibles, and antiquities from loss or damage due to theft, fire, accident, shipping and more.
-
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.
Auto & Recreational Vehicle Services
-
Auto Insurance
You face a lot of risks on the road. Insurance shouldn’t be one of them.
-
Boat, Yachts & Personal Watercraft Insurance
Whether you own a sailboat, luxury yacht or something in between, HUB's experienced brokers can help secure customized boat insurance to accommodate your unique needs.
-
Aviation Insurance
Our experienced brokers can help secure the right aviation insurance coverage for your aircraft.
Health & Welfare Services
-
High Net Worth Life Insurance
Leave a lasting legacy and protect your loved ones’ financial future with high net worth life insurance coverage.
Additional Specialty Services
-
Directors and Officers Insurance
Attract & retain top talent by offering board members and officers protection through directors and officers insurance. Learn more about D&O insurance options!
-
Farm and Ranch Insurance
When it’s your business & your home, you face a risk of personal & commercial exposure. We can help protect your livelihood with farm and ranch insurance.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
-
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.
Security Risk Services
- Protective intelligence
- Travel briefings
- Personal security awareness training
- Background checks
- Specialized identity theft protection
- Security service coordination
- Investigative services
Risk Assessment Services
- Lifestyle assessment
- Cyber activity risk assessment
- Cyber security assessment
- Online reputation assessment
- Property risk assessment
- Property security assessment
- Employee personality/suitability assessments
- Electronic countermeasures (ECM) assessment
Crisis Response Services
- Crisis counseling
- Threat of violence consultation
- Kidnap, ransom/extortion response services
- International evacuation planning and response coordination
- Disaster planning and response coordination
Private Client Risk Services
- Home Security + Cyber Assessment
- Household Risk Management
- Collection Management System
- Travel Security Assessment
- Dedicated Claims Specialist
Security risk management and crisis management expertise and assistance delivered — directly, through family offices and personal business managers.
-
Homeowner’s Insurance
Homeowner’s insurance protects you and members of your household from getting sued for bodily injury or property damage. Contact a HUB advisor today to learn more.
-
Flood Insurance
Flood damage is not covered by a traditional homeowner’s policy and is the most common natural disaster that threatens your home. Make sure you’re protected!
-
Earthquake Insurance
You never know when disaster can strike. Earthquake insurance provides coverage beyond the standard homeowner’s insurance policy.
-
Condo Insurance
Ensure that you are insured for updates made to your condo by previous owners. Contact a HUB condo insurance advisor to create a custom condo insurance solution.
-
Travel Insurance
Purchase travel insurance to ensure that you are protected in case of cancellation. Contact a HUB advisor to get a travel insurance policy quote today.
-
Jewelry Insurance
If you own jewelry, a standard homeowner’s policy may not provide adequate coverage. Contact a HUB advisor to find the right jewelry insurance for you today.
-
Fine Arts Insurance
The right fine arts insurance coverage can protect your art, collectibles, and antiquities from loss or damage due to theft, fire, accident, shipping and more.
-
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.
-
Auto Insurance
You face a lot of risks on the road. Insurance shouldn’t be one of them.
-
Boat, Yachts & Personal Watercraft Insurance
Whether you own a sailboat, luxury yacht or something in between, HUB's experienced brokers can help secure customized boat insurance to accommodate your unique needs.
-
Aviation Insurance
Our experienced brokers can help secure the right aviation insurance coverage for your aircraft.
-
High Net Worth Life Insurance
Leave a lasting legacy and protect your loved ones’ financial future with high net worth life insurance coverage.
-
Directors and Officers Insurance
Attract & retain top talent by offering board members and officers protection through directors and officers insurance. Learn more about D&O insurance options!
-
Farm and Ranch Insurance
When it’s your business & your home, you face a risk of personal & commercial exposure. We can help protect your livelihood with farm and ranch insurance.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
-
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.
Property & Liability Services
-
Homeowner’s Insurance
Homeowner’s insurance protects you and members of your household from getting sued for bodily injury or property damage. Contact a HUB advisor today to learn more.
-
Flood Insurance
Flood damage is not covered by a traditional homeowner’s policy and is the most common natural disaster that threatens your home. Make sure you’re protected!
-
Earthquake Insurance
You never know when disaster can strike. Earthquake insurance provides coverage beyond the standard homeowner’s insurance policy.
-
Condo Insurance
Ensure that you are insured for updates made to your condo by previous owners. Contact a HUB condo insurance advisor to create a custom condo insurance solution.
-
Travel Insurance
Purchase travel insurance to ensure that you are protected in case of cancellation. Contact a HUB advisor to get a travel insurance policy quote today.
-
Jewelry Insurance
If you own jewelry, a standard homeowner’s policy may not provide adequate coverage. Contact a HUB advisor to find the right jewelry insurance for you today.
-
Fine Arts Insurance
The right fine arts insurance coverage can protect your art, collectibles, and antiquities from loss or damage due to theft, fire, accident, shipping and more.
-
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.
Auto & Recreational Vehicle Services
-
Auto Insurance
You face a lot of risks on the road. Insurance shouldn’t be one of them.
-
Boat, Yachts & Personal Watercraft Insurance
Whether you own a sailboat, luxury yacht or something in between, HUB's experienced brokers can help secure customized boat insurance to accommodate your unique needs.
-
Aviation Insurance
Our experienced brokers can help secure the right aviation insurance coverage for your aircraft.
Health & Welfare Services
-
High Net Worth Life Insurance
Leave a lasting legacy and protect your loved ones’ financial future with high net worth life insurance coverage.
Additional Specialty Services
-
Directors and Officers Insurance
Attract & retain top talent by offering board members and officers protection through directors and officers insurance. Learn more about D&O insurance options!
-
Farm and Ranch Insurance
When it’s your business & your home, you face a risk of personal & commercial exposure. We can help protect your livelihood with farm and ranch insurance.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
-
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.
Security risk management and crisis management expertise and assistance delivered — directly, through family offices and personal business managers.
Security Risk Services
- Protective intelligence
- Travel briefings
- Personal security awareness training
- Background checks
- Specialized identity theft protection
- Security service coordination
- Investigative services
Risk Assessment Services
- Lifestyle assessment
- Cyber activity risk assessment
- Cyber security assessment
- Online reputation assessment
- Property risk assessment
- Property security assessment
- Employee personality/suitability assessments
- Electronic countermeasures (ECM) assessment
Crisis Response Services
- Crisis counseling
- Threat of violence consultation
- Kidnap, ransom/extortion response services
- International evacuation planning and response coordination
- Disaster planning and response coordination
Private Client Risk Services
- Home Security + Cyber Assessment
- Household Risk Management
- Collection Management System
- Travel Security Assessment
- Dedicated Claims Specialist




Request a Personal Risk Analysis
Provide us with your information, and we’ll connect you with a HUB private client advisor.
Related Products
-
Directors and Officers InsuranceProtect your executives’ ability to lead — and their personal assets
-
Fiduciary Liability InsuranceLet’s make sure you’re ready for health-care and retirement-plan litigation.
-
Mergers and Acquisitions InsuranceDecrease risk and add value to your transactions while establishing peace of mind - regardless of your industry
-
HUB Crisis ResourcesBe prepared. Know how to respond.
-
Crisis Management & Organizational ResilienceStay resilient no matter what happens with a plan to prepare for and respond to disruption.
-
Claims ManagementControl and reduce claims costs with proactive management and a team of experts at your side.
-
Directors and Officers InsuranceProtect your executives’ ability to lead — and their personal assets
-
Fiduciary Liability InsuranceLet’s make sure you’re ready for health-care and retirement-plan litigation.
-
Mergers and Acquisitions InsuranceDecrease risk and add value to your transactions while establishing peace of mind - regardless of your industry
-
HUB Crisis ResourcesBe prepared. Know how to respond.
-
Crisis Management & Organizational ResilienceStay resilient no matter what happens with a plan to prepare for and respond to disruption.
-
Claims ManagementControl and reduce claims costs with proactive management and a team of experts at your side.