Vocational School Insurance

By developing a comprehensive approach to crisis management, your vocational school can stay resilient in the face of unpredictable and potentially catastrophic events, such as natural disasters, acts of violence and severe weather. Our risk services professionals leverage an all-hazards approach to make sure that your school can adapt to and recover from a major disruption. With a strategic plan in place, you can effectively manage through a crisis, protect your staff and students, minimize losses and return to normal operations quickly and efficiently.

We all rely on technology in our daily lives and work—and educational institutions increasingly rely on technology to enhance their programs, allow for flexible learning options and provide access to efficient payment systems. However, alongside the convenience and innovation that digital systems provide, there is also risk. Cybersecurity, academic integrity and payment card industry (PCI) data security risks can result in financial loss. We can help you assess your cybersecurity risks and provide customized cyber insurance coverage to make sure that your school is protected.

With a proactive property risk management plan, your vocational school can avoid and reduce the consequences of incidents that could affect your property and operations. Our risk services advisors can help you evaluate the hazards that are unique to your facility and develop a property risk management and compliance plan to ensure that those hazards are better controlled. In addition to audits, inspections and systems that impact your physical property, we can develop human element programs and design safeguards that aid in risk reduction.

Occupational fraud occurs when someone in your institution uses their position to misallocate assets or revenue—and it can result in long-term financial consequences. Fraud is prevalent in all types of organizations and often takes several months to detect, which can leave you with substantial losses. To be prepared for it, you need to ensure that you have the right crime insurance. Our risk services team can help you identify your risk exposure and provide you with customized coverage to combat those risks.

Vocational school programs that use laboratory or other technical facilities typically adhere to strict procedures and have policies in place to protect staff and students from safety risks. However, accidents do happen and can have devastating consequences. Protocols for maintaining a clean and safe environment and guarding against human error are crucial to the success of your vocational programs. Our qualified professionals in risk services can advise you on potential risk exposures and find the right vocational school insurance to protect both your facility and your people.

Educational institutions are bound by several federal regulations that impact how they operate. These regulations include the Family Educational Rights and Privacy Act (FERPA), HIPAA (Health Insurance Portability and Accountability Act), Title IX and The Clery Act (The Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act). To protect your vocational school from noncompliance with these regulations, you need to identify your potential risk exposure and have a program of policies and procedures in place. We can help. We will review your current activities and recommend action plans for improvement to reduce your regulatory compliance risk.

Although claims of sexual misconduct may be infrequent, they can be extremely damaging. Educational institutions that serve young people have become increasingly vulnerable to allegations of abuse, particularly as victims’ rights expand across the country. We can help protect your school’s reputation and finances with specialized sexual misconduct liability insurance. Our team can also recommend risk reduction strategies associated with the recruitment, screening, training and supervision of staff as well as internal reporting practices and crisis management procedures.

While on campus, students and staff face safety risks associated with acts of violence, accidents, catastrophic or disruptive events and medical or security incidents. Not only can we arrange broad, cost-effective risk transfer to protect your school, but we can also work with you to avoid and reduce safety and security risks before incidents happen. We have a team of multi-disciplinary experts who can help in critical areas — property conservation, habitational safety, campus safety and security, cyber security, travel risk management and business resiliency.

To maintain a safe campus for staff and students, vocational schools must have protocols in place to effectively respond to situations where students pose a threat to themselves or others. Threats of violence such as a bomb threat, possession of a weapon, or verbal or written threats to harm oneself or others can have catastrophic consequences if procedures are not in place. Our risk services team has specialty education knowledge and experience to provide a comprehensive approach to violence threat risk assessment and management.

Vehicle accidents can be devastating, especially when those involved are students and staff on a school excursion. If you are using buses or vans with large numbers of passengers, or if your business activities require the use of employees’ personal vehicles, you need to make sure that you are protected from auto liabilities. We can help you secure the right transportation insurance and advise you on promoting vehicle safety. Our team has specialized expertise on organizational auto use policies, driver training programs and guidelines for fleet maintenance.

An effective workplace safety program involves more than just following best practices and complying with industry regulations. It requires a commitment from every employee to maintain a safe work environment and a plan to respond to accidents when they happen. Our workplace safety experts can help you identify your risk exposures and develop a workplace safety management plan that protects your people and your bottom line.