Senior Care Insurance

We provide the senior care insurance and risk management support that every long-term care organization needs to cover:

• Lawsuits filed by patients and their families for damages arising from everything from accidents to abuse.
• Rising workers’ compensation costs due to claims from improper patient handling, needle sticks, and slips, trips and falls
• Patient transport liabilities to ensure that there are no gaps in your coverage
• Workplace violence prevention programs to protect your employees and residents
• Emergency response planning to ensure that your organization is ready and resilient when disaster strikes
• Protect health information (PHI) and other data against breaches, ransomware and viruses on Internet-connected equipment and
• Ensure compliance on sprinkler systems, fire alarms and exit systems requirements.

In addition to managing the risks you face every day, we can help you prepare for new and evolving liabilities related to regulatory compliance and terrorism.

We can help with senior care insurance solutions for:

• Medical malpractice and commercial general liability: In an increasingly challenging market, we help you before, during and after renewals to secure the coverage you need, and manage rate increases.
• Management liability: We provide a full range of insurance coverage for directors and officers liability, employment practices liability, and fiduciary liability
• Environmental liability: In the event of an incident, we help protect your organization from potentially ruinous costs arising from lawsuits, remediation and decontamination processes, or business interruption losses.
• Cyber liability: Protecting patient data and having the right insurance coverage is key to avoiding HIPAA violations and penalties. Whether intentional or accidental, a data breach could result in crippling fines and other costs.
• Property insurance: We’ll make sure the physical assets of your business — your building, its contents and its grounds, including any owned or leased equipment — are properly covered,
• Commercial auto: We help you manage the risks related to non-emergency patient transportation services, and can secure coverage for your vehicles.
• Workers’ compensation: We can help you reduce claims by identifying loss patterns and recommending corrective action to reduce injuries.
• Employee benefits: A healthy employee population can enhance your bottom line. We can design an employee benefits program that helps you attract and retain talented workers, supports a wide range of employee needs, and keeps your costs under control.