Insurance for Associations

Strengthening Value for Members

Associations are accountable to, and advocate for, their members. You pride yourself on the relationships you’ve built with your constituents, and we want to help you increase the value of your membership through our insurance for associations.

Our brokers have deep experience providing insurance for associations that serve individual and institutional members. Whether you’re the voice of an industry or engaged in public-interest advocacy, we work with top-rated insurers that understand your world and can address risks, including:

• Premises/Operations Liability, including Liquor Liability
• Event Cancellation
• Automobile Liability
• Workers Compensation and Employers’ Liability
• Umbrella/Excess Liability
• Management Liability
• Network Security & Privacy Liability/Multimedia Liability

Event-related Risk

Most associations host conventions, conferences, and other events for their members to learn and network with peers, service providers, and influencers. Now more than ever, event planning is a risky business. Working closely with HUB Entertainment specialists, we can help protect your organization against cancellation of live events for causes beyond your control, including weather, terrorism, labor strikes, artist non-appearance, and communicable disease. If you’re shifting to a virtual medium, we can help you manage the cyber and content risks of today’s electronic age.

Governance and Transactional Excellence

Associations set and enforce membership standards, and some go a step further to accredit their members. Decisions around setting and enforcing standards can trigger management liability claims in addition to those commonly associated with asset management, employment-related actions, and other aspects of organizational leadership.

Information Risk

Associations are information-intensive businesses. Membership enrollment, renewal, conference registration, and payment activities all generate sensitive information, and they impose substantial responsibilities on an association as an owner. While external technology vendors may help manage the flow or storage of information, they don’t relieve an association of its potential civil liability or regulatory responsibilities. We can help you reduce information risk through defenses focusing on technology, people, and processes and by safeguarding your assets and reputation with state-of-the-art insurance.

Media Liability

Associations continually promote their activities, advance their agendas, and engage their members through web content, member newsletters, and white papers reporting on their non-commercial research activities. While today’s digital tools accelerate content creation and dissemination, they also increase the risk of intellectual property infringement. We tailor insurance for associations’ needs and can help you reduce and insure against personal injury, copyright or trademark infringement, and plagiarism risks.

Affinity Programs

Membership in your association can yield benefits beyond education and networking. We can help strengthen the bond with your members and generate royalties for your treasury through custom-built affinity insurance programs that leverage group buying power exclusively for your audience.

Volunteer Liability

Associations often rely on the benevolence of volunteers to propel their missions. Yet even well-intentioned people can create liability for the organizations they serve unless they’re meticulously recruited, screened, trained, and supervised. We can help you manage risk through tailored volunteer management policies complemented by insurance for associations that protects your organization and its individual actors.