HUB® HOA Insure Complete
Insurance coverage tailored to homeowner and condominium associations
Finding the right coverage for your condo or HOA association can be time-consuming. Now, when you choose HUB, you can avoid the weeks-long application and waiting process. HUB® HOA Insure Complete gives you property, liability, crime, and auto insurance that’s designed specifically for condo and homeowner associations. In just minutes, your HUB real estate insurance broker can generate a quote and bindable policy that covers your property and liability exposures, all in one package.
Coverage that’s unique to you:
- Tailored policies based on your by-laws (all-in, single-entity, and bare walls) so you can buy exactly what you need.
- Comprehensive property coverages including agreed value, guaranteed and extended replacement cost. We’ll help you decide what’s right for you.
- Liability coverage extends to off-site board meetings.
- Option to cover property managers as insureds
A Tailored Insurance Package for HOA’s
A comprehensive insurance package from one insurance carrier.
- Tailored HOA insurance coverage based on association by-laws (all-in, single entity, bare walls)
- Comprehensive coverage including agreed value guaranteed and extended replacement cost options. Coverage can be added for wind, swimming pools, seasonal structures, and fences.
- Premier property enhancements available to cover social engineering fraud, employee theft and forgery or alteration
- Increased limits for ordinance or law demolition costs and increased costs of construction
- Earthquake sprinkler leakage included in our premier property enhancement
- Limits to include $1 million per occurrence and $2 million aggregate
- Insured status for property managers
- Board members and officers can be included as additional insureds
- Additional insured coverage for off-site board meeting venues
- Option to include employee benefits liability
- Social engineering fraud coverage
- Employee theft coverage
- Forgery or alterations coverage
- Theft of money and securities coverage
- $1 million hired and non-owned auto coverage
- Garagekeepers’ legal liability coverage
- Ability to include hired and non-owned auto and garagekeepers’ legal liability
We Make it Easy
We’ve partnered with LIO, a leading insurtech carrier, to bring you a better customer experience that includes:
- Fast quotes in time for your next board meeting.
- Immediate policy issuance with 48-hour bind
- Flexible e-payment installment options (Credit Card, ACH, Apple Pay & Google Pay)
- 48-hour endorsement processing
- Simple, online claims submission process with 24/7 support
- Real people ready to answer your call
Contact a HUB real estate insurance broker and request a quote for an HOA insurance package. If D&O coverage is needed, we can handle that, too.