High Net Worth Individuals & Families

Protection for what matters most and the freedom to pursue your desired personal, professional and business goals.

Contact a HUB Advisor

We understand your unique needs and risks.

Whether you own multiple homes and vehicles, or collect art and antiques, or travel to exotic locations, our insurance and risk management experts specialize in developing tailored solutions to protect your family and lifestyle today while anticipating your needs and guiding you through tomorrow.

Our Personalized Service Model

Managing personal risk goes well beyond recommending insurance coverage. HUB offers comprehensive protection for high net worth family and estate assets. Our approach to managing risk is demonstrated by years of industry-leading performance in tailored risk and insurance solutions.

Client Assesment & Risk Managment Strategy Developed

Review client needs & understand risk philosophy
Gather information and collect data
Analyze client's existing program vs. needs
Research solutions and design program
Develop presentation

Tailored Proposed Solutions Delivered

Provide high level risk analysis
Conceptual Solutions (e.g. program design, proposed carriers, etc.
Confirm elements of program design
Confirm service team
Present summaries of insurance & contracts
Establish client service calendar

Proactive Program Management

Prompt, responsive, world-class service
Proactive communication on salient risk and insurance issues
Discuss changes and ensure that risk are identified and addressed
Recommend and confirm changes in coverage, premiums, and policy terms

Tailored insurance and risk management solutions

Specialized expertise in insurance and risk management services that meets you and your families’ needs.

Insurance & Claims Management Services

Homeowner’s Insurance
Whether you own a high value home, multiple properties and even coastal properties, HUB can secure customized homeowners insurance coverage to meet your unique needs.
Flood Insurance
Flood damage is not covered by a traditional homeowner’s policy and is the most common natural disaster that threatens your home. Make sure you’re protected!
Earthquake Insurance
You never know when disaster can strike. Earthquake insurance provides coverage beyond the standard homeowner’s insurance policy.
Co-op and Condo Insurance
If you prefer city life, HUB offers tailored condo insurance solutions to help you avoid unexpected losses or gaps in coverage.
Travel Insurance
Life is unpredictable. Travel with confidence, security, and peace of mind when you have the right travel insurance to protect you and your family.
Jewelry Insurance
Jewelry insurance can fill the gaps in your homeowner’s insurance by protecting your cherished possessions from loss, theft and damage.
Fine Arts Insurance
The right fine arts insurance coverage can protect your art, collectibles, and antiquities from loss or damage due to theft, fire, accident, shipping and more.
Equine Insurance
Whether a hobby or a business, you can count on our equine insurance specialists to find the right horse insurance coverage to protect your investment.
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.

Property & Liability Services

Homeowner’s Insurance
Whether you own a high value home, multiple properties and even coastal properties, HUB can secure customized homeowners insurance coverage to meet your unique needs.
Flood Insurance
Flood damage is not covered by a traditional homeowner’s policy and is the most common natural disaster that threatens your home. Make sure you’re protected!
Earthquake Insurance
You never know when disaster can strike. Earthquake insurance provides coverage beyond the standard homeowner’s insurance policy.
Co-op and Condo Insurance
If you prefer city life, HUB offers tailored condo insurance solutions to help you avoid unexpected losses or gaps in coverage.
Travel Insurance
Life is unpredictable. Travel with confidence, security, and peace of mind when you have the right travel insurance to protect you and your family.
Jewelry Insurance
Jewelry insurance can fill the gaps in your homeowner’s insurance by protecting your cherished possessions from loss, theft and damage.
Fine Arts Insurance
The right fine arts insurance coverage can protect your art, collectibles, and antiquities from loss or damage due to theft, fire, accident, shipping and more.
Equine Insurance
Whether a hobby or a business, you can count on our equine insurance specialists to find the right horse insurance coverage to protect your investment.
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.

Auto & Recreational Vehicle Services

Auto Insurance
We’ll find the right auto insurance coverage for your luxury and collector cars as well as motorcycles, motor homes, and even golf carts.
Boat, Yachts & Personal Watercraft Insurance
Whether you own a sailboat, luxury yacht or something in between, HUB's experienced brokers can help secure customized boat insurance to accommodate your unique needs.
Aviation Insurance
Our experienced brokers can help secure the right aviation insurance coverage for your aircraft.

Health & Welfare Services

Individual Health Insurance
Whether you're self-employed or in need of short-term coverage, individual health insurance will ensure that you and your family members are protected.
High Net Worth Life Insurance
Leave a lasting legacy and protect your loved ones’ financial future with high net worth life insurance coverage.
Medicare Supplemental Insurance
Medical supplemental insurance can make all the difference when you're sick or hurt by helping fill the gaps in major medical insurance.

Additional Specialty Services

Directors and Officers Insurance
If you’re a board member or a key executive, directors and officers insurance can protect your personal assets in the event of a lawsuit.
Farm and Ranch Insurance
When it’s your business & your home, you face a risk of personal & commercial exposure. We can help protect your livelihood with farm and ranch insurance.
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
Workers’ Compensation Insurance
Workers’ compensation insurance can be complex and costly. Our specialists can identify coverage options that reduce liability risks to your business.
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.

Risk Management Services

Security Risk Services

Protective intelligence
Travel briefings
Personal security awareness training
Background checks
Specialized identity theft protection
Security service coordination
Investigative services

Risk Assessment Services

Lifestyle assessment
Cyber activity risk assessment
Cyber security assessment
Online reputation assessment
Property risk assessment
Property security assessment
Employee personality/suitability assessments
Electronic countermeasures (ECM) assessment

Crisis Response Services

Crisis counseling
Threat of violence consultation
Kidnap, ransom/extortion response services
International evacuation planning and response coordination
Disaster planning and response coordination

Private Client Risk Services

Home Security + Cyber Assessment
Household Risk Management
Collection Management System
Travel Security Assessment
Dedicated Claims Specialist

Security risk management and crisis management expertise and assistance delivered — directly, through family offices and personal business managers.

Insurance & Claims Management Services
Risk Management Services

Homeowner’s Insurance
Whether you own a high value home, multiple properties and even coastal properties, HUB can secure customized homeowners insurance coverage to meet your unique needs.
Flood Insurance
Flood damage is not covered by a traditional homeowner’s policy and is the most common natural disaster that threatens your home. Make sure you’re protected!
Earthquake Insurance
You never know when disaster can strike. Earthquake insurance provides coverage beyond the standard homeowner’s insurance policy.
Co-op and Condo Insurance
If you prefer city life, HUB offers tailored condo insurance solutions to help you avoid unexpected losses or gaps in coverage.
Travel Insurance
Life is unpredictable. Travel with confidence, security, and peace of mind when you have the right travel insurance to protect you and your family.
Jewelry Insurance
Jewelry insurance can fill the gaps in your homeowner’s insurance by protecting your cherished possessions from loss, theft and damage.
Fine Arts Insurance
The right fine arts insurance coverage can protect your art, collectibles, and antiquities from loss or damage due to theft, fire, accident, shipping and more.
Equine Insurance
Whether a hobby or a business, you can count on our equine insurance specialists to find the right horse insurance coverage to protect your investment.
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.

Property & Liability Services

Homeowner’s Insurance
Whether you own a high value home, multiple properties and even coastal properties, HUB can secure customized homeowners insurance coverage to meet your unique needs.
Flood Insurance
Flood damage is not covered by a traditional homeowner’s policy and is the most common natural disaster that threatens your home. Make sure you’re protected!
Earthquake Insurance
You never know when disaster can strike. Earthquake insurance provides coverage beyond the standard homeowner’s insurance policy.
Co-op and Condo Insurance
If you prefer city life, HUB offers tailored condo insurance solutions to help you avoid unexpected losses or gaps in coverage.
Travel Insurance
Life is unpredictable. Travel with confidence, security, and peace of mind when you have the right travel insurance to protect you and your family.
Jewelry Insurance
Jewelry insurance can fill the gaps in your homeowner’s insurance by protecting your cherished possessions from loss, theft and damage.
Fine Arts Insurance
The right fine arts insurance coverage can protect your art, collectibles, and antiquities from loss or damage due to theft, fire, accident, shipping and more.
Equine Insurance
Whether a hobby or a business, you can count on our equine insurance specialists to find the right horse insurance coverage to protect your investment.
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.

Auto & Recreational Vehicle Services

Auto Insurance
We’ll find the right auto insurance coverage for your luxury and collector cars as well as motorcycles, motor homes, and even golf carts.
Boat, Yachts & Personal Watercraft Insurance
Whether you own a sailboat, luxury yacht or something in between, HUB's experienced brokers can help secure customized boat insurance to accommodate your unique needs.
Aviation Insurance
Our experienced brokers can help secure the right aviation insurance coverage for your aircraft.

Health & Welfare Services

Individual Health Insurance
Whether you're self-employed or in need of short-term coverage, individual health insurance will ensure that you and your family members are protected.
High Net Worth Life Insurance
Leave a lasting legacy and protect your loved ones’ financial future with high net worth life insurance coverage.
Medicare Supplemental Insurance
Medical supplemental insurance can make all the difference when you're sick or hurt by helping fill the gaps in major medical insurance.

Additional Specialty Services

Directors and Officers Insurance
If you’re a board member or a key executive, directors and officers insurance can protect your personal assets in the event of a lawsuit.
Farm and Ranch Insurance
When it’s your business & your home, you face a risk of personal & commercial exposure. We can help protect your livelihood with farm and ranch insurance.
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
Workers’ Compensation Insurance
Workers’ compensation insurance can be complex and costly. Our specialists can identify coverage options that reduce liability risks to your business.
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.